Effective date: July 16, 2026
Welcome to thecentsreport.com (“The Cents Report,” “we,” “us,” or “our”). These Terms of Use (“Terms”) govern your access to and use of this website, including its content, features, and services. By accessing or using the site, you agree to be bound by these Terms. If you do not agree, please do not use the site.
1. Informational purposes only
The content published on The Cents Report is provided for general informational and educational purposes only. Nothing on this website constitutes financial, investment, tax, legal, or other professional advice. You should not rely on any information here as a substitute for advice from a qualified professional, and any decision you make is solely at your own risk.
2. No professional relationship
Your use of this website does not create any advisor-client, attorney-client, fiduciary, or other professional relationship between you and The Cents Report. Messages sent through the contact form, email, or subscription signups do not create any confidential or professional relationship unless expressly agreed in writing.
3. Acceptable use
You agree to use this website only for lawful purposes. You agree not to violate any applicable law, infringe the rights of others, attempt to gain unauthorized access to our systems, interfere with the operation of the site, or use automated means to scrape or republish our content without permission.
4. Intellectual property
The content on this site, including articles, text, graphics, and logos, is owned by The Cents Report or its licensors and is protected by intellectual-property laws. You may share links to our articles and quote briefly with attribution, but you may not copy, republish, or redistribute substantial portions of our content without written permission.
5. Third-party links
Our content links to third-party websites for reference. We do not control and are not responsible for the content or practices of those sites, and a link does not imply endorsement.
6. Disclaimer of warranties
This website and its content are provided “as is” and “as available,” without warranties of any kind, whether express or implied, including accuracy, completeness, or fitness for a particular purpose. See our disclaimer for more detail.
7. Limitation of liability
To the fullest extent permitted by law, The Cents Report and its contributors are not liable for any damages arising from your use of, or inability to use, this website or the information on it.
8. Changes to these Terms
We may update these Terms from time to time. Continued use of the site after changes take effect constitutes acceptance of the revised Terms.
9. Governing law
These Terms are governed by the laws of the State of Texas, without regard to its conflict-of-laws principles.
10. Contact
Questions about these Terms? Reach us through our contact page.